Belmont Advantage - Strategic Employee Benefits Consulting

About Belmont Advantage

Your trusted partner in comprehensive employee benefits solutions

Who We Are

At Belmont Advantage, we understand that a well-designed employee benefits program provides financial protection while attracting and retaining top talent.

Founded by industry veterans with extensive experience in benefits consulting, our firm offers personalized, innovative solutions tailored to your specific workforce needs and organizational culture.

We serve as an extension of your HR team, providing expertise, streamlined administration, and ongoing support to help navigate the complex world of employee benefits with confidence.

Our Mission

To provide comprehensive benefits solutions that protect employees and their families while giving employers the tools to effectively manage their benefits programs and contain costs.

Our Services

Comprehensive benefits solutions for your workforce

Accident Insurance

Protect your employees with coverage that helps manage unexpected costs after an accident. Our plans provide benefits for medical expenses, hospital stays, and recovery, giving financial peace of mind when accidents happen.

Hospital Indemnity Insurance

Provide financial support during hospital stays with plans that help cover costs major medical might miss. These benefits can help employees pay for deductibles, copays, and other out-of-pocket expenses associated with hospitalization.

Critical Illness Coverage

Offer protection against the financial impact of serious illnesses with lump-sum benefits that employees can use for treatment costs, everyday expenses, or however they need during challenging times.

Life Insurance Solutions

Provide financial security for employees' families with customizable life insurance options. We offer term and whole life plans that can be tailored to individual needs, giving your employees peace of mind about their loved ones' future.

Dental & Vision Benefits

Support employee wellness with comprehensive dental and vision plans that help cover routine care and more complex procedures. These popular benefits enhance your overall package while promoting preventive care.

Flexible Spending Accounts

Maximize tax advantages for both employers and employees with pre-tax accounts for eligible medical, dental, vision, and dependent care expenses. Our FSA administration simplifies the process while ensuring compliance.

Health Savings Accounts

Help employees save for healthcare expenses with tax-advantaged HSAs that work alongside qualified high-deductible health plans. Our HSA solutions offer easy access, investment options, and comprehensive education materials.

COBRA Administration

Ensure compliance with complex COBRA regulations through our streamlined administration services. We handle everything from eligibility tracking and notifications to premium collection and documentation management.

Health Reimbursement Arrangements

Design flexible employer-funded plans that reimburse employees for qualified medical expenses. Our HRA solutions help control healthcare costs while providing additional coverage for your workforce.

Our Approach

A strategic methodology for benefits program success

Assessment

We analyze your current benefits structure, workforce demographics, and organizational goals to identify opportunities for enhancement and cost optimization.

Plan Design

Our team develops a customized benefits package that balances comprehensive coverage with cost-efficiency, addressing both employer objectives and employee needs.

Implementation

We manage the entire rollout process, from carrier selection and enrollment setup to employee communications and education, ensuring a smooth transition.

Administration

Our comprehensive TPA services handle day-to-day operations, including claims processing, eligibility management, compliance monitoring, and reporting.

Ongoing Support

We provide continuous service through our dedicated account team, employee assistance resources, and regular program reviews to ensure optimal performance.

Comprehensive Benefits Solutions